Financial

Money, numbers, bills, bills, cost of living, new expenses, debt, savings.
Financial questions for caregivers and seniors can be quite simple yet seem endless.
Do you know how much money is available to provide care, if needed? Do you know how much homecare services cost? Do you know how much long term care costs?
What about end of life expenses, we don’t even want to think about that but we should. Who will handle these? Is there money for these? If not, who will pay?
Then there are senior scams all over the place. Seems like some solid financial advice is needed!

Our retirement is supposed to be a time when we can relax and enjoy the fruits of our lifetime labours. However, for many it is a time of financial worry and going without necessities. Many seniors are entering their...
A growing number of Canadian seniors are carrying debt into their retirement.             A new study by Statistics Canada revealed that just 58% of “senior-led” families were debt-free in 2016, a stark drop from the 72.6% that were debt-free in 1999....
Retirement is an exciting time of life when you’re free to take on new hobbies, travel, and relax after a long period of focusing on your career and family. But one aspect of your working life that remains a...
Women are more than three times as likely as men to lose their spouses. There are many more widows than there are widowers and most are not prepared, especially financially. Many women have also spent all of their lives...
The Canadian (and global) job markets have rapidly changed and evolved in the last few years, and past studies show almost half of Canadians are expected to be self-employed by 2020. With a growing population also expected to live...
Many people turning 65 experience feel anxious because they are unsure how to begin their Medicare journey. These new Medicare beneficiaries are being routed into a whole new world of health insurance that they’ve never experienced before.             Therefore, it’s normal...
Recently several homes we have worked in have had lots of tools: some power, some electric, some new, some in unopened boxes, some that were well used and even some antique tools. The tool market has really changed over...
A memorial service and funeral should be meticulously planned. Funeral planning can help your family and friends to grieve more effectively. You should write down your final wishes in your estate planning documents so your funeral can be thoughtfully...
Are we expecting the our next generation to love the same things we once or do love?             We have some friends that have a very large collection of kerosene lamps. Some are sterling silver and some are cranberry glass and...
Why move when you don’t have to? Today, our aging population, the largest growing demographic, requires all of us to think and plan for our independence – our quality of life as we age. Our society’s infrastructure will be challenged...
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