There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected illness, the death of a loved one or separation and divorce. There may...
When we decide to retire, we not only take on a new lifestyle, but a new income as well. Many retirees rely on pensions and savings to maintain their expenses, which means budgets might be tighter and spending less...
We would all like to think about anything besides a death in our family, or, that we could suddenly pass away. Sadly, it happens every day, and is often unexpected. What can we do to prepare, for our family...
One of the observations we sometimes see when we meet with seniors who have sizable debt is that they are not focused on setting new financial goals post-retiring. Perhaps you have achieved your financial goals and have retired as...
Travel as you want; explore as much as you like they say. Well, who doesn't want to travel? We all want to go around the world, see new places, experience new cultures, click selfies with famous backgrounds, and tell...
40s is an important decade professionally. You would be earning better, enjoying a good lifestyle and climbing the professional ladder. But it also a critical year to plan and save for your retirement.
Here are 5 ways you can save...
With the rate of Canadian seniors in debt continuing to increase, it appears that retirement is turning from a time to relax to a time of stress. While there are a variety of reasons seniors are becoming increasingly indebted,...
Debt is a basic fact of life for most people – and honestly, that’s usually not much of a problem. Everything from credit cards and student loans to decades-long mortgages are day-to-day realities all across the UK. As long...
Bill Gates, Jeff Bezos and I all have something in common. When we finally “shuffle off this mortal coil” we will leave behind exactly the same amount of money-all of it. (Or better still, what’s left of it). Furthermore,...
Once you hit 65, it’s time to take that pension and retire, right? Not necessarily. While the retirement age across Canada may be 65, retiring the moment your pension kicks in may not be your best option financially if...
