Protecting your accounts online is a must in this day and age. Having only a password to login to your accounts isn’t enough anymore with all the hackers trying to steal your identification. You need to have a two-factor authentication set up on your accounts. Your bank probably already has a two-factor authentication set up. Upon Logging into your bank, you most likely have to provide a password, and then they ask you to provide an email address or phone number, so they can send you a code to enter in order to access your account information. If you want to bypass this step, make sure you check the box asking if this is a personal computer, and the server will remember your device and IP address the next time you log in.
Other accounts other than just financial also needs two-factor authentication to protect your information. Some that come to mind are Gmail, Facebook, Twitter, etc. Basically, any account that has your personal information you log in to, needs a two-factor authentication.
How hard is it to set up a two-factor authentication on accounts?
Well, it just depends on the account. So how does two-factor authentication work? Basically, it requires not one but two pieces of privileged information before granting access to an online account. For Example, if you already have set up two-factor authentication for your Google account, and a hacker is trying to break into your Gmail he would need your email address, password and the code set up for the two-factor authentication. It makes it much harder for them to figure out all the elements needed to log in to your account. In the case of Google accounts, the second element is a unique security code that’s sent directly to your cell phone via text messaging.
Getting started takes a little bit of time on your part. Most major sites and services offer two-factor authentication as an optional security feature, so you need to log into your various accounts and locate the security settings to find it.
Two-factor authentication might seem like a hassle to set up, however, think about how much of a hassle it will be when your accounts do get hacked.